Fees
Each therapy hour is 45 minutes; group therapy sessions run for 90 minutes. Although I am not on any insurance panels, most, if not all of my clients use their insurance benefits to supplement the cost of treatment. Without knowing your situation or benefits, its difficult for me to predict how much you will pay without us talking. My fees are $230 for individual and $100 for group, but with insurance reimbursement, most people pay between $45-$125 per individual and $25-$30 for each group session.
I can assist you with the necessary paperwork to facilitate reimbursement from claims, if necessary. I will ask about and discuss insurance reimbursement procedures prior to setting up our first session together. To increase the likelihood that you receive reimbursement from your instance company in a timely manner, you will need to know the answers to these questions prior to meeting with me or any therapist.
Do I have a deductible? A deductible is a preset limit you must reach before your insurance company begins to reimburse you for receiving treatment. You may not have a deductible. If you do have one, how much it is will vary according to the type of coverage you have. If you have sought medical treatment prior to initiating psychotherapy, your deductible may have already been met. Typically you would remember this because you would have likely paid a large amount out of pocket ($250 or greater) either during one doctor's visit, or cumulatively over the course of a few visits during the calendar year. Depending on your insurance company, your coverage for behavioral health may be different than your medical insurance. If you have a deductible and it has not been met prior to attending therapy, you will have to pay out-of-pocket until this amount, as determined by your policy, is reached.
How do I get reimbursed by my insurance company? Each company has its own process to follow; however, typically if you visit your insurance company's website or contact a representative over the phone, you can download (or request) a claim form.
How much does my insurance cover? Take a look on your insurance card. Typically, if you have an HMO, your insurance company will not reimburse you for any services, unless you receive psychotherapy from the clinical professionals appointed by your insurance company. If you have a PPO your insurance will pay for some of the therapists total fees. The insurance company determines a "customary rate" and will reimburse you a portion (potentially as much as 50-75%) of that rate. You are responsible for the percent that your insurance company does not pay, plus the difference between the "customary rate" and the therapist's fee. You can meet with whomever you would like. Professionals who are considered in the insurance company's "network" are reimbursed at a higher rate than those not. It's usually good to find out what percent and the "customary rate" prior to meeting with a therapist for the first time for your own budgeting and planning. Most of the individuals I work with pay a portion of my fee and are reimbursed the difference by their insurance company.
I can assist you with the necessary paperwork to facilitate reimbursement from claims, if necessary. I will ask about and discuss insurance reimbursement procedures prior to setting up our first session together. To increase the likelihood that you receive reimbursement from your instance company in a timely manner, you will need to know the answers to these questions prior to meeting with me or any therapist.
Do I have a deductible? A deductible is a preset limit you must reach before your insurance company begins to reimburse you for receiving treatment. You may not have a deductible. If you do have one, how much it is will vary according to the type of coverage you have. If you have sought medical treatment prior to initiating psychotherapy, your deductible may have already been met. Typically you would remember this because you would have likely paid a large amount out of pocket ($250 or greater) either during one doctor's visit, or cumulatively over the course of a few visits during the calendar year. Depending on your insurance company, your coverage for behavioral health may be different than your medical insurance. If you have a deductible and it has not been met prior to attending therapy, you will have to pay out-of-pocket until this amount, as determined by your policy, is reached.
How do I get reimbursed by my insurance company? Each company has its own process to follow; however, typically if you visit your insurance company's website or contact a representative over the phone, you can download (or request) a claim form.
How much does my insurance cover? Take a look on your insurance card. Typically, if you have an HMO, your insurance company will not reimburse you for any services, unless you receive psychotherapy from the clinical professionals appointed by your insurance company. If you have a PPO your insurance will pay for some of the therapists total fees. The insurance company determines a "customary rate" and will reimburse you a portion (potentially as much as 50-75%) of that rate. You are responsible for the percent that your insurance company does not pay, plus the difference between the "customary rate" and the therapist's fee. You can meet with whomever you would like. Professionals who are considered in the insurance company's "network" are reimbursed at a higher rate than those not. It's usually good to find out what percent and the "customary rate" prior to meeting with a therapist for the first time for your own budgeting and planning. Most of the individuals I work with pay a portion of my fee and are reimbursed the difference by their insurance company.